Chapter 905: The selfish and vain female supporting role (1)
"Ms. Xu, right? You owe our company 120,000 yuan. It is due on the 20th of this month. If it is not paid overdue, our company will take it to court. If you are really in difficulty, I can provide you with two options. One is a house. , vehicle mortgage, and second, business project transfer..."
"Hello, is this Ms. Xu? I am Xiaomi, the personal customer service of the Baba platform. The 200,000 you borrowed from our company has expired. Please log in to the APP within three days to repay. The interest within three days will still be calculated based on the loan interest. If it is overdue, Will be transferred to our Ministry of Justice..."
“Hello, Miss Xu, the credit card you applied for with our bank has accumulated a debt of 85,320 yuan. It has been overdue for three months and has not been repaid. Late payment fees..."
“Hello, Miss Xu, the credit card you applied for with our bank has an accumulated debt of 11,250 yuan, which is overdue..."
“Dear customer, if you fail to repay the loan you handled with our company overdue, you will be charged a late fee on a daily basis from now on. If you still fail to repay within ten days, you will be taken to court.”
"Xu Yin, this is Jiang Haiyan. I haven't answered your call. You asked me last year if you could pay me back the 20,000 yuan you borrowed? I know you are not short of money, maybe you forgot, but I need it urgently, can you? Will you pay me back first?"
“Sisters, why haven’t you been out to play lately? I haven’t answered my phone calls. Why are you flying? A few days ago, AI launched a new bag. Let’s go take a look!”
…”
Xu Yin answered no less than ten debt collection calls and received six or seven debt collection text messages when she opened her eyes. There were also several text messages asking her to go shopping and spend money.
I was already a little dizzy when I first put it on, but now my head hurts even more.
This is also a novel she has read before. The protagonist of the novel is Xu Shan. She graduated from 211 College and returned to her hometown to take the public examination. After entering the system, she was pursued by the male protagonist in the same department. The story revolves around the comfortable and warm work of the male and female protagonist. , daily life unfolds.
Xu Yin's original body was Xu Shan's next-door cousin, a vain female supporting role who was above all in hedonism.
I am twenty-three years old this year, graduated from college, and have been employed for two years. However, I spent three days fishing and two days working on the Internet. No job lasted more than half a year.
In addition to being tired from work, vanity is also causing trouble.
Even though her family conditions are average, she insists on portraying a white, rich and beautiful persona.
Since I entered college, all the clothes I wear, the bags I carry, and the electronic products and cosmetics I use must be branded products.
When I was in school, I was a little restrained. Although the products I bought were all branded products, they were not luxury goods.
It’s all her parents’ money. When she doesn’t have enough living expenses, she calls her parents to ask for money. The excuse is that the school has to organize activities or send her to participate in national competitions, and she has to bear the travel expenses herself.
How did Xu's father and mother, who had a primary school diploma, know this? They thought that their daughter was highly valued by the teachers at school. There were competitions and activities every day, and money flowed from the couple's pockets to their daughter in the big city.
But after graduation, I won’t be able to make these excuses anymore.
Besides, she still knows how much money her family has. Although her family has a mountain cherry orchard of about five acres, all the cherries grow are small cherries. Nowadays, big cherries like cherries are popular. Small cherries cannot be sold at high prices. It would be good to earn 80,000 to 90,000 yuan a year.
So, after her parents’ savings were almost squandered by her, she began to turn to online loans.
As soon as you step into the door of online loans, you find that borrowing money is so convenient. You can buy new bags and cosmetics by filling in your ID number, registering your home address and parents’ information?
This borrowing is out of control.
She is obsessed with luxury goods, and ordinary brands cannot satisfy her anymore.
The first job I found after graduation was as a secretary in a foreign trade company.
As a secretary, of course you have to dress up nicely.
She wore clothes, jewelry, and bags worth five figures, and as expected she won the envy of her female colleagues and the admiration of her male colleagues.
However, she has no intention of falling in love for the time being. The male colleagues in the work unit are all quite frustrated and their family conditions are average, so they are not worthy of her beauty.
She enjoys the envy of her female colleagues.
But after all, she is not the real Bai Fumei. She only spends a short time with her colleagues, so she might be able to pretend. How can she pretend to be like this after a long time?
You can’t just carry the same bags and wear the same luxury clothes all the time, right?
Come in and go out casually. In the eyes of your colleagues, you are just a white and rich girl who takes work as a pastime and has no pressure to survive. But in fact, we owe a lot of debt.
Two years after graduation, I owed no less than 700,000 yuan on the online loan platform alone. I also applied for more than ten credit cards, and I owed almost 300,000 yuan in total.
In addition, she also asked her junior high school classmates and high school classmates to borrow money. She almost borrowed money from all her old classmates before college.
The borrowed money is mainly used to repay the interest on online loans.
If she can't pay the interest, the online loan company will repeatedly demand payment. Now she can't pay the principal amount at all, so she can only pay the interest first, and she can only survive every day.
If she couldn't borrow money from her classmates, she would go to her parents and tell her that she wanted to change her job. The current job was not suitable for her, and it didn't suit her. They said people in big cities had too many things to do, were careless, and always pushed against her.
The parents were heartbroken after hearing this. It was indeed very difficult for a child without money to settle down in the city, so they transferred the money they had earned from growing cherries to their daughter's account so that she could eat and drink when she should. I felt wronged because I had no income when I changed jobs, but I was frugal.
It wasn’t until her parents couldn’t come up with any money, and none of her classmates were willing to lend her money, and online loans and credit cards started to send her a series of reminders, saying that if she didn’t pay back, they would hand her over to the legal department for prosecution, that she became scared.
The debt can be as high as more than one million, and it cannot be paid out no matter what.
So he secretly mortgaged his family’s house and cherry orchard to an online loan company.
When the debt collection agency came to the door, Xu's father and Xu's mother realized that the daughter they held in their hands, who would rather suffer than suffer any injustice, had lost the family's only house and the cherry orchard on which they relied for survival.
The couple felt like they were being doused in a basin of ice water from beginning to end.
Although the online loan company cannot really take away the Xu family's cherry orchard and house based on the contract and land certificate, it is natural to pay back the debt. The monthly interest of 1.99% is indeed terrifyingly high, but it is not illegal, even if it is taken to court. , the debts that should be repaid still have to be repaid.
What should I do if I don’t? Are you watching your daughter being cornered by a debt collection agency?
Finally, Xu’s father’s cousin, the father of the original heroine, bought his family’s house, and a large piece of homestead land next to the house was almost half bought and half given away.
The cherry orchard and the cherries that were about to ripen were bought by a cherry buyer at a low price.
But even so, all the money from the sale was still not enough to pay off the debt, so the couple had to shyly go from house to house to find relatives for help.
In the end, it was Xu's father's younger brother who privately borrowed a sum of money from his own brother, mainly because he was worried that if the incident got too big, the news would spread to the old man's ears, and he would have trouble recuperating from his illness.
But unexpectedly, Mr. Xu still found out. His blood and blood rushed to his heart, and he was sent to the intensive care unit overnight.
After Xu’s father heard about it, he was firstly ashamed of his father, and secondly, he was so angry at his daughter’s indifferent attitude that he suffered a myocardial infarction on the spot.
Although he was rescued, the brain was deprived of oxygen for too long and he became a vegetative state. Doctors were not sure when he would wake up.
Xu’s mother’s hair turned gray overnight and she ran around looking for relatives to raise money for medical expenses.
But that is not an ordinary disease, it is a vegetative state that may drag on for a lifetime. Can you borrow it for a while, but for the rest of your life?
Xu's mother's eyes were swollen from crying. She was helpless. She found her daughter and persuaded her earnestly: "I used to treat you as ignorant, but now that the family is in this situation, you should be a governor. Your father is still lying in the hospital. When will he wake up?" I don’t even know, but the daily medical expenses are several hundred. Mom asked the head nurse to help her find a job as a nurse in the ward. You should also find a job and work hard..."
The original person still didn't regret it at that time. Instead, he thought Xu's father was a burden. I heard that the medical expenses cost several hundred a day, and she was the only child in the family. She would have to bear the burden from now on?
That night, she sneaked into the ward and took off her father's oxygen mask.
No matter how secretive it is, it is still captured by the surveillance camera in the corner.
On the day her daughter was arrested by the police, Xu’s mother fell down the stairs in despair and died on the spot.
This is the fate of the cannon fodder family who serve as the control group for the protagonist's happy life.
Xu Yin frowned as she had a headache.
In the original article, at this time, the original person had not yet paid the interest on the online loan and the bank's late payment fee, so he returned home, stole the real estate certificate and the contract for the cherry orchard without telling his parents, and mortgaged it to an online loan company.
Should she be grateful that she got through in time?
(End of this chapter)