Chapter 66 loan amount
At four o'clock in the afternoon, Chen Yi arrived at the headquarters of Hang Seng Bank on time.
As soon as he entered the lobby of Hang Seng Bank, Chen Yi saw Manager Chen approaching him. The manager had obviously been waiting for him in the lobby for a while.
Actually, Chen Yi didn't know that the reason why Manager Chen was waiting for him in this hall was mainly because Li Guowei asked him again just now.
As the saying goes, move your mouth at the top, break your legs at the bottom.
Manager Chen is not an idiot either. Since Chen Yi is so appreciated by his own general manager, it is very necessary for him to come down to pick it up in person and deepen their relationship.
"Mr. Chen, you are here."
"Sorry for keeping Manager Chen waiting."
"No, I just came down too."
"Mr. Chen, please follow me."
The two of them stopped all the way to the general manager's office.
咚咚—
"Come in"
"General Manager, Mr. Chen is here."
Li Guowei paused his pen, raised his head, looked at Chen Yi who was already standing in the office, and looked up and down carefully.
When Li Guowei was looking at Chen Yi, Chen Yi was also looking at him. The legendary general manager Li was about fifty or sixty years old, and his half-bald appearance made him look a little old-fashioned.
"Mr. Chen, hello"
"Hello, Mr. Li"
"Manager Chen, make me two cups of coffee and come in."
"Come on, please sit down, Mr. Chen."
"Thank you"
After chatting for a while
Manager Chen walked in with two cups of coffee.
Li Guowei waited for Chen Yi to take a sip of coffee before he said, "Mr. Chen, at noon, Manager Chen already told me about the matter, now let's get straight to the point!"
"No problem." Chen Yi nodded and asked, "May I ask General Manager Li, with the current value of Dafeng Toys, how much can I borrow from Hang Seng Bank?"
"Two million Hong Kong dollars" Li Guowei stretched out two fingers.
"Two million" Chen Yi frowned when he heard the words. He didn't expect that with the current sales volume of Dafeng Toys Factory, he could only get a loan of two million from Hang Seng Bank.
Seeing Chen Yi's disappointed expression, Li Guowei couldn't help asking: "Mr. Chen thinks the loan is short?"
Although the sales of Dafeng Toys Factory are good now, but the sales are good for a while, it does not mean that the sales will be good all the time, and the Dafeng Toys Factory has just started, and the market is about to be saturated. The loan of 2 million Hong Kong dollars, Hang Seng Bank has already taken a certain risk .
In addition, Chen Yi's age is also flawed.
Although it is not a matter of age to be ambitious, in the Chinese circle, no matter how successful Chen Yi is in the future, he will only be a junior, a junior.
Ignoring what Li Guowei thought, Chen Yi nodded and said: "To be honest with Mr. Li, Dafeng Toys Factory will go all out to produce the third-order Rubik's Cube in order to open up overseas markets. Therefore, the loan of two million Hong Kong dollars is indeed a little less. .”
Li Guowei was taken aback when he heard the words, and then said: "Mr. Chen is very confident in his products?"
Chen Yi grinned and said, "Confidence is a must."
The Rubik’s cube toy in the previous life has passed the test of history. It has been prosperous for decades and has accompanied generations of children. If he doesn’t even have this confidence, it’s really better to take two catties of sweet potatoes home and farm.
Chen Yi's self-confidence falls into the eyes of Li Guowei, which is indeed another interpretation. Anyone who does great things must face himself and have confidence in what he does.
Some things like self-confidence are innate, and some are cultivated.
Every successful and capable person will have a strong self-confidence in them.
Now, he also saw that confidence in Chen Yi.
"Mr. Li"
Before Chen Yi could finish speaking, Li Guowei raised his hand and interrupted: "Stop yelling at Mrs. Li, I heard that you are dating that girl Wenhui now, right?"
"Uh..." Chen Yi scratched the back of his head in embarrassment, not knowing how to respond to this question.
Li Guowei continued: "That girl Wen Hui called me uncle, if you don't mind, you can also call me uncle like that."
After being stunned for a while, Chen Yi quickly realized, and quickly said, "Uncle Li, you can just call me Xiaoyi."
Li Guowei nodded in satisfaction. With this level of relationship, the two of them naturally spoke more casually. If there were other people present in the office at this time, they would be shocked. No one thought that Li Guowei would So easy-going, it's like a different person.
"Uncle Li, don't you know about my loan?"
"Xiao Yi, according to the current value of Dafeng Toy Factory, the loan of two million Hong Kong dollars is already the highest."
"but"
"But what?"
"If you can take out a loan on Mosaic's patent, then"
Before Li Guowei could finish speaking, Chen Yi didn't even think about the patent as soon as he heard about it, he refused: "No, absolutely not."
"Press?" Seeing this, Li Guowei looked at him with some doubts.
Patent mortgage, this is the best way Li Guowei can think of to expand the loan amount to Chen Yi, because patents have no specific value, if you say it is valuable, then it is valuable.
——
(end of this chapter)