Chapter 190 Not enough money
"The richest man?"
Chen Yi was taken aback when he heard the words, and after a while, he came back to his senses. He looked at Chen Lixue in front of him with an indescribable taste in his eyes.
‘Isn’t it just the first loser? He now owes the bank more than one billion in loans, and he will soon surpass the charter king and become Xiangjiang’s veritable first loser. '
Thinking of what happened to Boss Wang after he became the richest man (minus), it was shocking and horrible, and people couldn't help mourning.
Scary, too scary, you won't be the richest man if you kill him (negative).
Loans are always good, and loans are always good.
Thinking that he still wanted to continue to borrow money from the bank, Chen Yi felt like the little match girl in the story, in a world of ice and snow, and finally summed up a few words.
'cold', 'very cold', 'very cold'...
As the whole bottom-hunting plan came to an end, his bottom-buying assets had already exceeded three billion Hong Kong dollars.
Calculating carefully, the bottom-hunting shop spent more than one billion yuan.
The acquisition of HK Electric, Kowloon Bus and Asia Telecom cost another billion.
The other thing is to buy shares in several major real estate developers such as Li Chaoren, Hutchison Whampoa, etc. This part only costs a lot more than its bargain-hunting shops.
Zero Zero finally calculated it, and it has completely exceeded the standard.
Now he only has about one billion Hong Kong dollars in cash left in his hands, and the money is all obtained from the real estate loans he holds in his hands.
One billion, this is not a small problem for him to acquire Wharf and Golden Gate Construction next.
Although the money is enough to acquire the two companies, don't forget who is behind the two companies.
This time he wants to grab the meat of Jardine Matheson's mouth. Facing the Haitian Giant, which has been sitting firmly at the top of the four major foreign firms, whether one billion can successfully take down the two companies of Wharf and Golden Gate Construction? It's really hard to say.
In the previous life, with the strength of the charter king, he almost failed just to **** a company in Wharf. In the end, HSBC made the move. In addition, the charter king offered a purchase price that far exceeded the market, and finally let Jardine Matheson's ambition die. wrist.
To be honest, Chen Yi had no idea, really no idea.
Especially after spending all the money he earned in the oil market before, and now he owes a **** debt, and his previous confidence is slowly eroding away.
However, if he wanted to give up, Chen Yi never thought about it. The opportunity is so rare that he cannot give up. Once he misses this opportunity, he will need to spend several times, even ten times more money and energy than he is now, and he may not be able to win it. two companies.
This is the best chance to win two companies. After one village, there will be no such store.
But what if the money is not enough?
You know, apart from the two companies, there is also Wanda Plaza, which he has always been thinking about. The investment in it is conservatively estimated to be at least one billion.
At this time, Chen Yicai suddenly realized that he seems to have a big stall, and his funds are not enough.
Money, money, where to get money...
Continue to loan? Chen Yi secretly shook his head.
Although Chen Yi was not a boss in his previous life, he was just a rich second generation who ate and waited to die, but he is not without brains. As we all know, the higher the debt ratio, the greater the dependence on the bank.
Today you are the big boss and the richest man, but tomorrow the bank will turn you into a grandson, falling from the position of the richest man, and there is no room for resistance.
If you owe money to the uncle, you are lying to the children. Whoever really believes it is really stupid.
Have you ever seen a few people who owe money to the bank live in style? Most of those who are cool on the surface are just pretending, but in fact they are so panicked and stressed that they jump off the building and commit suicide everywhere.
Why do some people commit suicide when the stock market crashes?
Because they are in debt, because they owe people money, you let them pretend to be a master, they can't pretend, so they can only seek relief.
Many real estate tycoons in the mainland in later generations have a corporate debt ratio as high as 80 to 90%, and bank loans are as much as corporate assets. Regardless of the fact that those bosses are all worth hundreds of billions, in fact, they are A group of senior wage earners working for banks.
With so many loans, all the money you earn is used to repay the interest of the bank. Once the bank thinks that you are useless, then the glory of life is almost over.
In contrast, the real estate bosses in Xiangjiang are the real bosses. The debt ratios of their companies are very low, and many of them have a lot of cash in hand, which minimizes corporate risks.
The debt ratio is low, and there is a certain amount of cash flow in hand, so that you don't have to look at the bank's face, and you won't be choked by the bank.
So, even if he can continue to borrow from the bank, the risk involved is too great, and Chen Yi doesn't want to take this risk.
He has taken a big step now, and if he increases the risk of personal debt, if he is a little careless, he will be lost forever.
As the saying goes, increase revenue and reduce expenditure. If he doesn’t want to reduce expenditure, he can only find a way to increase revenue. How to make a lot of money in a short period of time...
Chen Yi fell into deep thought for a while, which made Chen Lixue on the side feel a little puzzled. Just when she wanted to disturb her, Yu Min on the side quickly reached out to stop her.
Having been Boss Chen's secretary for so long, Yu Min knew very well what Boss Chen was doing when he suddenly fell silent. At this time, he must not disturb him. Once he interrupted his train of thought, no matter who he was, he would bear the anger of Boss Chen.
Being signaled by Yu Min, Chen Lixue glanced at Chen Yi and left the office with full of curiosity.
Out of the office, Chen Lixue asked Yu Min directly: "Secretary Yu, what's wrong with the boss?"
Yu Min explained: "The boss is thinking about something, every time he suddenly becomes silent, then the boss must have suddenly thought of something important, so don't disturb at this time, otherwise no matter who you are, you will be scolded by him .”
"Uh" Chen Lixue blinked and said, "Is everyone the same?"
Yu Min: "..."
Whether everyone is the same Yu Min doesn't know, anyway, it's right that Boss Chen can't be disturbed at this time.
Seeing that Yu Min didn't speak, Chen Lixue smiled secretly, and continued to ask: "How long does the boss usually think about things?"
Obviously, Chen Lixue still has no intention of giving up, and she is determined to dig out some useful information from Chen Yi.
"Sister Xue, are you really?" The corner of Yu Min's mouth twitched, a little bit dumbfounded, facing Chen Lixue, who couldn't get in the water and loved the stalking Chen Lixue, she finally realized how difficult this woman is.
After thinking about it, Yu Min decided to give this woman some information, lest she stay here and pester her boss.
——
(end of this chapter)