Chapter 1741: Ren Zi Juan prepares for war
"Every success brings glory to everyone, and everything suffers from loss. King Zhongshun and the others should support it, right?" Han Xu said hesitantly.
"That's not necessarily the case. The throne will certainly have some influence on them, but Haitong Silver Village is the lifeblood of the royal family members. Even if Prince Yi Zhong comes back and ascends the throne as emperor, it will not affect their Haitong Silver Village. It’s not that simple for them to easily pay out the money due to the village’s income.” Wang Yongguang shook his head.
This is the truth. This is not the family of King Zhongshun. It involves dozens or hundreds of clans in the capital city, ranging from hundreds of thousands of taels to thousands of taels.
Those in the clan whose blood lines are far apart are not all rich and powerful, many are from small wealthy families. It is not easy for many families to come up with three to five thousand taels of silver. They all look forward to dividends every year to support a large family. , three to five hundred taels of silver is quite considerable to some clan families.
This is also the reason why King Zhongshun is so popular in the clan. It was because of his lobbying that many people invested this money. In the past few years, dividends have been paid continuously, which made everyone even more satisfied. Naturally, they all gathered around King Zhongshun. .
“Ziying, you have a close personal relationship with Prince Zhongshun, what do you think?” Qi Yongtai asked directly without being polite.
When the topic came to her, Feng Ziying was well prepared and nodded calmly: "As Mr. Youfu said, Haitong Bank will definitely not say anything about three to five hundred thousand taels of silver. If you borrow it, you will borrow it, and you will not even ask for anything." Mortgage is fine, the court has good reputation, but what about one million, two, three million? Of course we are confident, but those clans may not be sure. They are also worried that if the court fails and Prince Yitada comes back, the money will definitely be wasted. If it goes wrong, you will be held responsible for the loan, so..."
“So what?” is the question almost everyone wants to ask.
"So we still have to win battles, and win one or two battles that make everyone feel at ease, so that everyone feels that their investment is worthwhile and guaranteed." Feng Ziying shrugged, "Whether it is in Huguang or Shandong, as long as the court A large army can win the battle, and I estimate that for Haitong Silver Village, let alone one or two million taels, three to five million taels, or seven or eight million taels, that won't be a problem."
Feng Ziying’s conclusive words not only shocked everyone present, but also made everyone very angry. Seven or eight million taels?
Can Haitong Bank really lend out so much money? What is its share capital? How much money do you have in savings now?
Even Qi Yongtai and Li Sancai felt that they had greatly underestimated the strength of Haitong Yinzhuang. According to this statement, if Haitong Yinzhuang did not have a circulation of tens of millions of taels of silver, they would not dare to mention this. And Feng Ziying was very interested in Haitong Yinzhuang. Zhuang is the person who knows him best.
“Ziying, does Haitong Bank have such great strength?” Li Sancai couldn’t help but asked, “Can the equity be so large?”
"Master Daofu, how can we have so much capital?" Feng Ziying laughed dumbly, "I mean the ability of Haitong Bank to lend. In recent years, Shanshan merchants and Yangzhou merchants, Dongting merchants, Longyou merchants, Huizhou merchants, etc. Several major groups have basically accepted Haitong Yinzhuang. This is due to the initial cooperation between Haitong Yinzhuang and the Ministry of Household Affairs and the Ministry of Industry. Taxes from various places are basically remitted to Beijing through Haitong Yinzhuang and then handed over to the internal affairs of the Ministry of Household Affairs and the Ministry of Industry. Ku, Jieshen Ku, and the clan as the major shareholders, so their credibility is greatly recognized..."
"Now Haitong Yinzhuang has opened branches in Jingshi, Linqing, Datong, Yangzhou, Suzhou, Jinling, Guangzhou, Ningbo, Songjiang, Quanzhou and Wuchang. Merchants no longer need to carry large amounts of money to do business as in the past. There is no need to be like other banks that can only circulate banknotes in one or two limited cities. The convenience of Haitong Bank has even been recognized by Hongmaofan, Folangji and Japanese merchants in Nanyang and Japan. Grassland The nobles from all over the world have also accepted it, so many businessmen are willing to deposit their money in Haitong Bank. Firstly, it is convenient to do business, and secondly, there is some interest, especially for those small families who are willing to save for more than a year. , this can be regarded as safe and secure, and can also bring some benefits, why not do it?”
"In this case, the more you save, it means that Haitong Bank also hopes to lend out the money stored in the bank to earn interest, as long as there is a good mortgage. Of course, this requires taking some risks. Of course there is no problem if the imperial court wants to borrow money, but firstly, it needs to be mortgaged. Secondly, the imperial court's reputation is relatively reliable, but if it wants to borrow more, the imperial court must prove its ability to repay. If the imperial court can prove its ability to win Jiangnan again, So why doesn't Haitong Bank want to borrow? Even those Jiangnan businessmen who are also shareholders of Haitong Bank can probably see the results. This can be considered a hedging bet."
Feng Ziying's words made Li Sancai suddenly think of something, "What if Prince Yi Zhong also wants to borrow money from Haitong Bank?"
"Haha, it depends on whether Haitong Yinzhuang is optimistic about Nanjing." Feng Ziying laughed, "Most of the silver from Jinling, Yangzhou, and Suzhou has been transferred to the Capital City and kept there. The main items are banknotes, so we are not worried about any bad intentions on the part of Nanjing."
If tens of millions of taels of silver can really be borrowed, then everyone here can be sure that victory will definitely belong to the imperial court.
“Ziying, this matter is no small matter. You know the current financial situation of the imperial court. In the short term, the imperial court will not be able to obtain a large amount of money and food from other channels, so...” Qi Yongtai said with an unprecedented serious expression.
Feng Ziying shook her head and interrupted: "Master Qi, who said there is nothing we can do? Isn't there a precedent in Jingtong Ercang? As long as the court is determined to be ruthless, the Xishan Kiln will be taken over by the Metropolitan Procuratorate. Within three months, one or two million taels will be paid." Money is not a problem! Also, Prince Yitada rebelled, and there are still fewer rebellious people in the capital? Let’s say there are dozens of families at least? Let’s not talk about the frivolous wealth of these people, but their mansions in the capital are auctioned The income, one or two million taels of silver, is not a big deal, right?"
Feng Ziying’s words made everyone present slightly change their expressions.
It is indeed true. If you want to start from these two channels, you can easily get three to five million taels of silver. But if you want to start from these two parties at this time, there will undoubtedly be many problems. The first one is that it will definitely cause turmoil in Beijing. , and this is what the court does not want to see.
In a word, everyone here is not mentally prepared to completely break out and start a war with the south. Although they keep saying that they have no choice but to conquer the rebellion, deep down in their hearts, these people still do not want to go to that step, but Now that the question has come, is there still room for relaxation between the North and the South?
Feng Ziying has to say that these people are too naive.
It's time, and Prince Yoshitaka and his loyal supporters have no choice but to retreat. Maybe those businessmen who are still half-hearted and thinking about sitting on the fence can consider other things, but like a large group of people who have already entered the cabinet with a clear-cut banner, There is not much room for maneuver with the guys who took office as the chief officers of the Seven Ministries. At least in the near future, they think they have huge advantages and will not give up until they overthrow the people in the imperial court. But if these people still want to attack those in Nanjing If you show mercy to others, you will really be severely punished.
However, Feng Ziying can't say this yet. He can only let everyone here experience it slowly. He can also understand the mentality of these people. After all, everyone has never encountered such a thing, and many people in Nanjing are still like them. Former colleagues, the same year, and even many personal friends were quite good, especially with Ye Fang, that was even more so.
“Ziying, it’s not appropriate to go into a big fight right now, you still need to be cautious.” Qi Yongtai shook his head.
Feng Ziying didn't say much, "If the court wants to borrow money, it will definitely need mortgages, such as Jiangnan taxes, or the assets of people in Nanjing who have obviously rebelled, such as Niu Jizong, Wang Ziteng, and Jia Jing. They all have a lot of assets in Beijing. , mansions, shops, farms, and others such as Tang Binyin, Gu Tianjun, Miao Changqi, Zhu Guozhen, etc. Their mansions in Jinling City are also well-known, and they can also be mortgaged. A house can easily cost tens of thousands of taels of silver. Like Miao Changqi's mansion in Nanjing, it is said that the gardens were specially designed and built by famous designers. It is estimated that there will be competition for one or two hundred thousand taels of silver..."
The solution was thrown to everyone. As for whether it could be done or how to do it, it was not Feng Ziying's turn to express her position.
But Feng Ziying looked at everyone's thoughts, and although they were still hesitant, reality would soon make them realize that if this method was not adopted, the court would not be able to survive at all.
Those big soldiers in the border towns, without money and food, let alone fight, may even mutiny. At that time, let alone the disposal of the assets of the Jiangnan rebellion that have been disclosed, even the branches and branches involved will have to be dealt with. As long as This battle can be guaranteed to be won.
This discussion lasted until noon, and no one left.
Naturally, someone brought a simple meal. After lunch, the discussion continued and some basic framework terms began to be gradually formed.
For example, part of the Northwest Army went south, part moved east, and part stayed in Qingyang; for example, Ji Town dispatched 20,000 people to cooperate with Shanxi Town to dispatch 40,000 people, plus the Northwest Army moving eastward to prepare for the recovery of Shandong; and for example, an envoy was sent to Travel outside the customs and negotiate specific conditions with the Inner Khalkha people to ensure support for Liaodong and Jizhen.
Xiong Tingbi served as the right minister of the Ministry of War and the commander-in-chief of Jingxiang Town, responsible for the Huguang and southwest war situation. Sun Chengzong returned to Beijing to assist Feng Tang in commanding the army to regain Shandong.
Feng Ziying also has to bear some responsibilities. The security of Shuntian Prefecture rests on him. In addition, Feng Ziying also has to be responsible for liaison with the Khalkha people outside the customs.
(End of this chapter)